Some properties are burdened with an obligation to contribute to the cost of repair of the chancel of a local church.
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Local Authorities are required to investigate land in their areas and locate any contaminated sites.... For your protection, and the protection of your lender, we recommend that you undertake a flood report.
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This occurs when two or more people are recorded as being the owners of a house or land or other property (e.g. a flat). However, it is not enough to have the property registered in joint names.
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Legal indemnity insurance is obtained in order to offer protection to a buyer (and a lender) where there is a defect in the title to the property which cannot be resolved.
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In order to make sure that the property is covered against an unexpected disaster we recommend that Sellers retain their insurance in place until the transaction has been completed and that Buyers insure the property from the date when contracts are exchanged.
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If you are borrowing money for your purchase from a conventional lender (such as a Building Society) the lender will insist upon its own valuer inspecting the property for valuation purposes.
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The Help to Buy Mortgages already on the market are relatively competitive compared with the prices outside of Help to Buy, when looking at potential borrowers with 5% deposit.
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